Sea Farm Funding Options
Equipping Maine's aquaculture startups with the basics of funding a business.
Grants
Grants can be tempting because they seem like free money. While grants can be a great fit for some operations, there are strings attached.
Capital Loans
Traditional bank loans are a viable option — one that helps build credit — for most new aquaculture businesses.
Risk Management Tools
Crop insurance and revenue protection are purchased to help protect a farm from losses due to natural disasters and/or revenue declines.
Investment: Equity & Debt
Individuals or companies can provide capital for new ventures in exchange for ownership or debt with interest.
Financing is Personal
As a relatively new and quickly evolving industry in the U.S., financing programs specific to aquaculture are not yet mainstream with most lenders and investors. Here, we just lay out the basics. Of course, financial decision-making is personal to the farmer and unique to the business. This website does not promote particular investment agencies or strategies, rather it gives an overview of the available resources.